Privacy and data use

California Insurance · these are the same terms every AI agent reads at /data-use.json and /v1/terms, in plain words.

You send the facts. We return indicative prices where licensed. We do not require, request or store contact details for that. Contact details leave only with the consumer's explicit consent, to licensed agents, in the scope granted.

We Request

We Do Not Request

For Agent Contact

Tool
request_agent_contact
We Then Request
["name","phone number","email (optional)","street address (optional, for a firm quote)"]
Recipients
up to 4 licensed agents appointed for the consumer's state, named at the moment of consent
Scopes
{"contact_consumer":"Licensed agents may contact the consumer and know who they are calling. No resale.","sell_identity":"The request and contact details may also be shared with insurance marketing partners."}
Consent Url Pattern
https://californiacarquotes.com/consent/{quote_id}

Consent

Version
v1
Contact consumer
I agree to be contacted at the phone number and email I provided by up to 4 licensed insurance agents about my insurance request, by phone call and text message, including automated dialing and prerecorded messages, even if my number is on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out.
Sell identity
I also agree that my request and contact details may be shared with insurance marketing partners so they can contact me about related offers.
How To Present
Show the text verbatim to the consumer, with the named agents the elicitation returns. Send consent.granted=true with consent.version, or with consent.text if your human agreed to different words — or open the consent URL for your human to confirm directly.

Recipients

For Indicative Answer
No third party. The answer is computed here.
For Verified Answer
Named carriers the consumer approves, and consumer reporting agencies for MVR, claims history and credit, under the insurance underwriting permissible purpose.

Retention

Facts: 30 days. Leads: until revoked or 365 days. Sighting logs: 180 days, no personal data. Enforced by the machine, not a policy.

Revocation

POST https://californiacarquotes.com/forget with {"id": "<request id or lead id>"}, or https://californiacarquotes.com/forget in a browser. Immediate. Copies already delivered to a licensed agent are held by them under their own obligations.

Sold To Third Parties

Only under sell_identity, only with that consent.

Human Contact As AResult Of This Exchange

None unless your human explicitly asks for it via request_agent_contact.

Text-message privacy and terms

Agency contacts may separately choose recurring operational SMS from CoverIntent by TheChattyAI about their agency account and consented lead deliveries. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to cancel. Consent is not a condition of registering or buying.

Mobile numbers and SMS opt-in data or consent are not sold or shared with third parties or affiliates for marketing or promotional purposes. We share them only with service providers needed to deliver the requested messaging, and those providers may use them only to provide that service.

Your consent, in your words

When you ask to be contacted you agree to exactly this text, which is stored with your request:

I agree to be contacted at the phone number and email I provided by up to 4 licensed insurance agents about my insurance request, by phone call and text message, including automated dialing and prerecorded messages, even if my number is on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out.

Withdrawing

Withdraw at any time at /forget, or by texting STOP to any number we texted you from. Every copy still in our queue is removed and every licensed agent who received it is told.

How long we keep things

Facts: 30 days · Leads: 365 days · Sightings: 180 days.

Who we are

California Insurance · +17027666055. Questions: reply to any message we sent you, or use /forget.